Khurram Tehseen, FSA
By Khurram Tehseen, FSA, Founder and Principal at Operating Alpha Kill any AI pilot that has no financial owner, cannot name the credit decision it changes, or has never been scored against a result that already happened. Most AI implementation failure in private credit is a pilot that nobody had the standing to stop. The … Read more
By Khurram Tehseen, FSA, Founder and Principal at Operating Alpha Software adoption is the share of a decision that actually runs inside the system you bought, not the number of people who hold a license for it. Adoption stalls when the platform needs inputs the operation cannot produce. Training does not create an input. The … Read more
AI readiness is whether a firm’s important work survives without the colleague everyone asks where the data is. It is built in records, written rules and named owners, not bought.
Data quality is whether a value can support the decision it feeds. An uncertainty tag marks what a number cannot support yet, why, and who will settle it.
Entity resolution decides which records describe the same borrower. One borrower, five systems, five names, and the crosswalk that puts them back together.
Key person risk in data means one employee is the sole route to the numbers. Rebuild one closed quarter without them, log every question, and read the log.
A data foundation is built in order, starting with raw data kept untouched, one checked record per entity, then a few published tables. The dashboard comes last.
A single source of truth is one canonical record per borrower, a validation library, and an uncertainty tag on every field that cannot be trusted yet.
An OCR project stalls because the accuracy number it reports was never the number the business needed. What to build instead, in six weeks.
The three fields a machine misreads on a borrowing base certificate are the sign on a credit, the account debtor name, and the invoice date. How to tag each one.
